We discover the personal loan of 10,000 euros offered by Onecredit to its customers. We see the characteristics of this form of financing with the repayment terms and the different durations available. Finally, how to perform an online simulation with calculation of the installment or request a detailed estimate in the branch.
Consolidate your Loan by borrowing 10000 euro in Onecredit
If you are looking for a € 10,000 loan, one of the major banks that is worth asking for a quote is certainly Onecredit. As for any form of financing, as always the best thing to do before proceeding with the request is to make a calculation of the installment. This allows us to know all the characteristics of the loan, with the interest rates applied and precisely the amount of each installment. In this way we will have the opportunity to compare different solutions that are made available by Onecredit, so as to identify the one that best meets our needs.
For those who are already customers of the bank, and therefore have a Onecredit current account, on the company’s website it is possible to carry out a free online simulation without any restrictions. To do this it is necessary that the customer has been pre-evaluated for at least 6 months and has the Internet Banking service already active. In this case it is possible to request the Onecredit loan directly from your home computer. The procedure is very simple, and the first step involves the simulation of financing. At this stage it is necessary to enter the amount to which we are interested, which in our case will be 10,000 euros, and the duration of the loan, ie the number of months in which we intend to complete the repayment.
The Onecredit personal loan of 10,000 euros provides for a repayment through monthly installments that will be deducted from the client’s current account. The number of installments ranges from a minimum of 36 months up to a maximum of 84 months. Therefore, by choosing one of the eligible terms, we will immediately present the monthly repayment installment and the Tan and Taeg interest rates applied by the bank. It will therefore be important to choose a duration that provides for an installment within our reach, taking into account, however, that as the number of installments increases, the interest we are going to pay will be higher. Especially in the case we are considering, where the sum of money required is 10,000 euros and therefore not excessively high, it is advisable to choose a rather low duration, given that even by choosing a refund in 36 installments the amount we will pay every month will not be particularly high.
Onecredit loan from € 10,000 also for non-customers
In addition to the online procedure that we have just analyzed, to get to know the characteristics of the 10 thousand euro loan offered by Onecredit, it is possible to request a detailed estimate in the branch. This solution is offered to all customers who are interested in receiving more details, with an estimate of the expenditure made on the basis of the income and personal characteristics of the applicant. The request for an estimate, which can be made at any Onecredit office present in Italy, is also open to those who are not yet Onecredit customers but who are interested in learning more about the treatment offered for the 10,000 euro loans.
If you want to receive a detailed quote, what you need to do is set up an appointment at the branch. To do this simply connect to the Onecredit website and click on the “Set an appointment” button. We will be redirected to a page where the only data we receive will be our email address. At this address we will immediately be sent an automatic message containing a link for the appointment request. By clicking on it, we can then choose the office where we prefer to go (for example, the one closest to our house), and select the day and time according to availability.
Once the appointment is fixed, just go to the Onecredit branch chosen by us and, without even having to queue, we will have the chance to confront a fully dedicated expert in the sector. The latter will be able to present us in the best way the range of products offered by Onecredit for personal loans, and according to our needs will advise us the perfect solution for us. We can therefore choose the rate we prefer and we will be presented with a detailed estimate of the cost. It should be noted that the request for a quote is completely free and is not binding in any way in our future request. So after receiving the cost estimate we can evaluate whether it is an advantageous solution or not, and then proceed or not with the request for a loan of 10 thousand euro Onecredit.